Payment Methods
Last updated: July 30, 2026 Currency: USD Regions covered: United States, United Kingdom, France, Germany, Australia, Spain, Canada, Italy, Belgium, Portugal
1. About this Payment Policy Cedruno sells in-stock artistic solid-wood furniture and wood décor, including carved wood armchairs, leaf-shaped chairs, fruit-shaped chairs, accent seating, and related decorative wood furniture.
This Payment Policy explains which payment methods we accept, when payments are charged, how refunds are processed, how taxes and duties are shown at checkout, and how we protect payment information.
All product prices, shipping fees, taxes, duties where applicable, return costs where applicable, cancellation refunds, and order totals are shown and processed in USD.
This Payment Policy works together with our Shipping Policy, Return & Refund Policy, Cancellation Policy, Privacy Policy, and Terms of Service.
Cedruno does not describe its in-stock furniture as made-to-order, custom-made, or produced after checkout.
2. Accepted payment methods Cedruno currently accepts the following payment methods when available at checkout:
Visa Mastercard American Express Discover PayPal Available payment methods may vary depending on your location, device, payment provider, or checkout settings.
Your order is confirmed only after payment is successfully authorized and accepted.
3. Credit and debit card payments When you choose credit or debit card at checkout, you will enter your payment details through a secure checkout process.
Cedruno does not store full card numbers or CVV codes on its servers.
Card payments may require additional verification, such as:
CVV billing ZIP or postcode billing address match 3-D Secure Strong Customer Authentication where required by your bank If your payment is approved, your card is usually charged immediately when you place the order.
4. PayPal payments When you choose PayPal at checkout, you may be redirected to PayPal to log in and approve the payment.
After payment is approved, you should return to Cedruno’s order confirmation page.
If PayPal uses a bank transfer, eCheck, or another delayed funding method, order handling may begin only after PayPal marks the payment as cleared.
Refunds for PayPal orders are issued back through PayPal according to PayPal’s transaction rules.
5. When you are charged Cedruno sells in-stock products. In most cases, your payment method is charged immediately when you place the order and payment is approved.
Payment capture allows Cedruno to confirm the order, begin order verification, prepare shipping documents, arrange packing, and schedule carrier handling where required.
Processing time refers only to order verification, final inspection, packing, labeling, freight paperwork, and carrier scheduling. It does not mean production time.
6. Currency and pricing All orders are charged and refunded in U.S. Dollars (USD).
If your card, PayPal account, or bank account uses another currency, your payment provider may convert the amount using its own exchange rate.
Your bank, card issuer, or PayPal may apply:
currency conversion fees international transaction fees exchange-rate differences provider processing delays Cedruno does not control exchange rates, bank fees, card issuer fees, PayPal fees, or local currency conversion differences.
A charge may appear on your statement as Cedruno or a related payment processor descriptor.
7. Taxes, duties, and checkout total Any applicable sales tax, VAT, GST, import duties, brokerage, or customs processing fees that Cedruno collects will be shown at checkout in USD before payment.
For international orders, taxes and duties are handled according to our Shipping Policy.
If the checkout total states that duties, taxes, or import charges are included, you should not be asked to pay those included charges again at delivery. If a carrier requests payment for a charge that appears to be included in your checkout total, please contact us before paying whenever possible.
If a destination, product, or carrier route does not support prepaid import charges, any required charges will be shown or explained at checkout where available.
8. Shipping Fees Shown at Checkout
All applicable shipping charges are displayed in USD during checkout before payment is completed.
United States and Canada
Orders shipping to the United States or Canada are charged a standard shipping fee of USD 14.99 when the eligible product subtotal is below USD 299.
Free standard shipping is available when the eligible product subtotal reaches USD 299 or more.
United Kingdom and Europe
This shipping region includes the United Kingdom, France, Germany, Spain, Italy, Belgium, and Portugal.
Orders shipping to these destinations are charged a standard shipping fee of USD 16.99 when the eligible product subtotal is below USD 399.
Free standard shipping is available when the eligible product subtotal reaches USD 399 or more.
Australia
Orders shipping to Australia are charged a standard shipping fee of USD 18.99 when the eligible product subtotal is below USD 499.
Free standard shipping is available when the eligible product subtotal reaches USD 499 or more.
9. Payment security Cedruno uses reasonable security measures to help protect checkout information.
Payment security practices may include:
SSL/TLS encryption secure checkout pages PCI DSS-compliant payment processors limited access to payment-related order information fraud-prevention checks for high-value orders Cedruno never stores full card numbers or CVV codes.
Please make sure the checkout page shows https:// and a browser lock icon before entering payment information.
10. High-value order verification Because Cedruno sells high-value furniture, some orders may require additional verification before shipment.
Cedruno may review or verify an order if:
the order value is high billing and shipping information do not match the shipping address appears incomplete multiple orders are placed in a short period the payment provider flags the order for review fraud-prevention checks require confirmation We may contact you to verify order details, billing information, shipping address, phone number, or payment information.
If required verification cannot be completed, Cedruno may cancel the order and issue a refund in USD to the original payment method.
11. Failed or declined payments If your payment fails or is declined, your order is not confirmed.
Common reasons for payment failure include:
incorrect card number expired card incorrect CVV billing ZIP/postcode mismatch 3-D Secure or bank verification failure insufficient funds bank fraud-prevention block PayPal funding issue temporary checkout connection issue If payment fails, you may try again, use another accepted payment method, contact your bank, or contact Cedruno Support for help.
12. Pending authorizations Some banks or payment providers may show a temporary pending authorization after a payment attempt.
If the order is not completed, the pending authorization usually disappears automatically based on your bank’s timeline.
If payment is captured and the order is later canceled or refunded, Cedruno will process the approved refund according to our Cancellation Policy or Return & Refund Policy.
Your bank, card issuer, or PayPal controls how quickly funds become available after a pending authorization or refund.
13. Refunds for approved cancellations If your cancellation is approved under our Cancellation Policy, Cedruno issues a full refund in USD to the original payment method.
Approved cancellation refunds are initiated within 7 business days after cancellation approval.
This may include:
product price standard shipping fee paid at checkout, if any taxes, duties, or import charges collected by Cedruno at checkout, where refundable Your bank, card issuer, or PayPal may need additional business days to post the refund.
14. Refunds for approved returns If your return is approved under our Return & Refund Policy, Cedruno processes the refund within 7 business days after the returned item is received and passes inspection.
Refunds are issued in USD to the original payment method.
For Cedruno fault, wrong item, verified product defect, missing essential parts, or verified carrier damage, Cedruno refunds the affected product price and any original standard shipping fee paid for that affected item.
For change-of-mind returns, the product price is refunded after inspection, but original outbound shipping fees are not refunded.
15. Refund method Refunds are issued to the original payment method used at checkout.
Examples:
card payments are refunded to the original card PayPal payments are refunded through the original PayPal transaction store credit may be offered only if you request it or agree to it Cedruno does not issue refunds to a different card, bank account, PayPal account, or third-party person.
16. Unsupported payment methods Cedruno does not currently accept:
cash on delivery checks money orders cryptocurrency direct bank transfers unless specifically offered for a particular order split payment across multiple cards unless the checkout system allows it payment after delivery If we add new payment methods, this Payment Policy will be updated.
17. Promotions, discounts, and store credit Promotions and discount codes must be applied at checkout before payment.
They generally cannot be applied retroactively to orders already placed.
If an order is canceled or refunded, the refund will reflect the amount actually paid after discounts, coupons, or store credit.
Expired coupons may not be reissued unless required by law or confirmed by Cedruno in writing.
18. Chargebacks and payment disputes If something looks wrong with your payment or order, please contact Cedruno first so we can review and help resolve the issue.
Opening a payment dispute or chargeback may delay normal cancellation, return, or refund processing because the payment provider may temporarily control the funds while the dispute is reviewed.
Nothing in this section limits your legal rights or your right to contact your payment provider.
19. Payment troubleshooting If your payment does not go through, you can try:
checking the card number, expiration date, CVV, and billing ZIP/postcode confirming that your billing address matches your bank records completing 3-D Secure or bank verification prompts trying another accepted card using PayPal if available contacting your bank to approve the transaction trying another browser or device For help, contact Cedruno Support with a brief description of the payment issue. Do not send full card numbers or CVV codes by email.
20. Updates to this Payment Policy Cedruno may update this Payment Policy when payment methods, checkout systems, security practices, legal requirements, or business operations change.
When updates are made, the “Last updated” date will be revised.
21. Contact us Cedruno Support Email: support@cedruno.com Phone: +1 (214) 676-7903 Support hours: Mon–Sun, 8:00 AM–5:00 PM CST
Fulfillment & Authorized Returns Address 801 Transfer Road St Paul, MN 55114 United States
This address is used for fulfillment and authorized returns only. It is not a retail showroom and does not accept walk-in visits, in-person purchases, or unauthorized returns.
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